Bank of India Credit Officer Recruitment 2025–26: Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has released the official notification for Credit Officer recruitment in the General Banking Officer (GBO) stream under Project No. 2025–26/01. A total of 514 vacancies are announced across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
BOI Credit Officer Recruitment 2025 – Overview
| Organization | Bank of India |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Notification Date | 01 November 2025 |
| Application Mode | Online |
| Selection Process | Online Exam / Interview |
| Job Location | Across India |
Vacancy Details (Scale-wise)
| Scale | Vacancies |
|---|---|
| MMGS-II | 418 |
| MMGS-III | 60 |
| SMGS-IV | 36 |
| Total | 514 |
Vacancies include reservations for SC, ST, OBC, EWS and PwBD categories.
Pay Scale
| Scale | Pay Range (₹) |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Other allowances and perquisites will be applicable as per Bank of India rules.
Eligibility Criteria (as on 01-11-2025)
Age Limit
| Scale | Min Age | Max Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age relaxation is applicable for SC/ST/OBC/PwBD/Ex-Servicemen candidates as per Government norms.
Educational Qualification
- Graduation from a recognized University
- Minimum 60% marks (55% for SC/ST/OBC/PwBD)
- Qualification must be completed on or before 01 November 2025
Selection Process
- Online Examination
- Personal Interview
If both stages are conducted, the weightage will be: Online Exam – 70% and Interview – 30%. The Bank reserves the right to conduct only interview.
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Total Duration: 120 Minutes
- Negative Marking: ¼ mark for each wrong answer
- English test is qualifying in nature
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
How to Apply Online
- Visit www.bankofindia.bank.in
- Go to Careers section
- Click on Recruitment of Credit Officers (GBO)
- Register, fill application form, upload documents
- Pay application fee and submit
Notification & Application Links
| Description | Link |
|---|---|
| Official Notification (PDF) | Download |
| Apply Online | https://bankofindia.co.in/career |
| Official Website | https://www.bankofindia.bank.in |
FAQs – BOI Credit Officer Recruitment 2025
Q. How many vacancies are available?
A. A total of 514 Credit Officer vacancies are announced.
Q. What is the last date to apply?
A. 05 January 2026.
Q. Is there negative marking?
A. Yes, ¼ mark will be deducted for each wrong answer.
Q. Can final-year students apply?
A. No, candidates must complete the qualification before 01-11-2025.
Q. Where will posting be?
A. Selected candidates can be posted anywhere in India.
Disclaimer: Candidates are advised to verify all details from the official Bank of India notification before applying. :contentReference[oaicite:1]{index=1}
